Down Payment Assistance
Housing Programs
- Tom Webster
- Housing Programs Manager
- County Annex Building
- 1st Floor
- 10 SW 2nd Avenue
- Gainesville, Fl 32601
- Phone: 352-264-7013
- Fax: 352-381-0121
- Hours:
- Mon-Thurs 8:00 am-4:00 pm
- Friday 8:00 am-1:00 pm
- Map
- GM staff directory
- County staff directory
Summary of Strategy
This program provides funding to assist eligible first time homebuyers with down payment and closing costs, as well as home repairs necessary to meet minimum housing code.
First time homebuyers are eligible for Down Payment Assistance to help them purchase an affordable home..
How do I qualify?
In order to qualify, you must meet the following criteria:
- Be a first-time home buyer as defined by the applicable program.
- Have successfully completed a SHIP-certified or equivalent Home Buyer Education Course prior to closing.
- Be qualified for an affordable first mortgage through a lending institution.
- Must obtain a home inspection from an approved inspection service.
- Meet other requirements depending on funding source.
Forms & Information
What income category does the program serve?
Very Low, Low Income, and Moderate Income depending upon funding availability.
What are the award limits?
Maximum loan is subject to available funding.
What are the terms of loan?
Funding is provided in the form of a 10 year deferred second mortgage. Mortgage is due on sale, refinance or transfer of property, or satisfaction of term.
For more information, please call 352-264-7013.
We look forward to assisting you in obtaining your goal of affordable homeownership or rental housing.
